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Annaly Capital Management, Inc. Reports Core EPS For the 1st Quarter 2010 of $0.62 as Compared to $0.56 for the 1st Quarter 2009

an-er 03 May 2010
Annaly Capital Management, Inc. Reports Core EPS For the 1st Quarter 2010 of $0.62 as Compared to $0.56 for the 1st Quarter 2009
Company Release - 05/03/2010 16:03

NEW YORK--(BUSINESS WIRE)-- Annaly Capital Management, Inc. (NYSE: NLY) today reported Core Earnings for the quarter ended March 31, 2010, of $350.8 million or $0.62 per average share available to common shareholders as compared to Core Earnings of $309.3 million or $0.56 per average share available to common shareholders for the quarter ended March 31, 2009, and Core Earnings of $439.3 million or $0.79 per average share available to common shareholders for the quarter ended December 31, 2009. "Core Earnings" represents a non-GAAP measure and is defined as net income excluding impairment losses, loss on receivable from prime broker, gains or losses on sales of securities and termination of interest rate swaps and unrealized gains or losses on interest rate swaps. On a GAAP basis, net income for the quarter ended March 31, 2010, was $281.1 million or $0.50 per average share available to common shareholders, as compared to net income of $349.9 million or $0.64 per average share related to common shareholders for the quarter ended March 31, 2009, and net income of $729.3 million or $1.31 per average share available to common shareholders for the quarter ended December 31, 2009.

During the quarter ended March 31, 2010, the Company sold $1.6 billion of Mortgage-Backed Securities, resulting in a realized gain of $47.0 million. During the quarter ended March 31, 2009, the Company sold $835.7 million of Mortgage-Backed Securities, resulting in a realized gain of $5.0 million. During the quarter ended December 31, 2009, the Company sold $3.0 billion of Mortgage-Backed Securities, resulting in a realized gain of $91.2 million.

Common dividends declared for the quarter ended March 31, 2010, were $0.65 per share, as compared to $0.50 per share for the quarter ended March 31, 2009, and $0.75 per share for the quarter ended December 31, 2009. The annualized dividend yield on the Company's common stock for the quarter ended March 31, 2010, based on the March 31, 2010 closing price of $17.18, was 15.13%. On a Core Earnings basis, the Company provided an annualized return on average equity of 14.57% for the quarter ended March 31, 2010, as compared to 15.96% for the quarter ended March 31, 2009, and 18.51% for the quarter ended December 31, 2009. On a GAAP basis, the Company provided an annualized return on average equity of 11.67% for the quarter ended March 31, 2010, as compared to an annualized return on average equity of 18.06% for the quarter ended March 31, 2009, and an annualized return on average equity of 30.73% for the quarter ended December 31, 2009.

Michael A.J. Farrell, Chairman, Chief Executive Officer and President of Annaly, commented on the Company's results. " The entire mortgage market is digesting the buyout programs of Fannie Mae and Freddie Mac. Our first quarter results reflect the elevated levels of prepayments in Freddie Mac securities; we will likely see similar effects in the second quarter in Fannie Mae securities. In addition, we are carefully monitoring conditions following the completion of the Treasury Department's and the Federal Reserve's Agency mortgage-backed securities purchase programs. We expect to see both challenges and opportunities during this period of heightened market activity, and I believe that our conservatively managed portfolio is positioned to continue to perform."

For the quarter ended March 31, 2010, the annualized yield on average interest-earning assets was 4.22% and the annualized cost of funds on the average interest-bearing liabilities was 2.00%, which resulted in an average interest rate spread of 2.22%. This is an 11 basis point increase over the 2.11% annualized interest rate spread for the quarter ended March 31, 2009, and a 57 basis point decrease from the 2.79% average interest rate spread for the quarter ended December 31, 2009.

At March 31, 2010, the weighted average yield on interest-earning assets was 3.78% and the weighted average cost of funds on interest-bearing liabilities, including the effect of interest rate swaps, was 2.11%, which resulted in an interest rate spread of 1.67%. Leverage at March 31, 2010, was 5.6:1 compared to 6.0:1 at March 31, 2009, and 5.7:1 at December 31, 2009.

Fixed-rate securities comprised 77% of the Company's portfolio at March 31, 2010. The balance of the portfolio was comprised of 20% adjustable-rate mortgages and 3% LIBOR floating-rate collateralized mortgage obligations. At March 31, 2010, the Company had entered into interest rate swaps with a notional amount of $22.8 billion, or 34% of the portfolio. The purpose of the swaps is to mitigate the risk of rising interest rates that affect the Company's cost of funds. Since the Company receives a floating rate on the notional amount of the swaps, the effect of the swaps is to lock in a spread relative to the cost of financing. As of March 31, 2010, all of the Company's Investment Securities were Fannie Mae, Freddie Mac and Ginnie Mae Mortgage-Backed Securities and Agency debentures, which carry an actual or implied "AAA" rating.

"Elevated levels of involuntary prepayments brought about by the Agencies' programs of buying delinquent and defaulted loans out of mortgage pools has the effect of increasing premium amortization or discount accretion," said Wellington Denahan-Norris, Annaly's Vice Chairman, Chief Investment Officer and Chief Operating Officer. "For us, this effectively reduced the yield on assets in the quarter, leading to reduced net interest rate spread. Our consistent adherence of basic portfolio guidelines have positioned us to perform in a wide range of environments. After taking into account the effect of interest rate swaps, at March 31, 2010, our portfolio of Investment Securities was comprised of 37% floating-rate, 20% adjustable-rate and 43% fixed-rate assets."

The following table summarizes portfolio information for the Company:


                                             March 31,  March 31,  December 31,

                                             2010       2009       2009

Leverage at period-end                       5.6:1      6.0:1      5.7:1

Fixed-rate investment securities as a        77%        66%        74%
percentage of portfolio

Adjustable-rate investment securities as a   20%        27%        21%
percentage of portfolio

Floating-rate investment securities as a     3%         7%         5%
percentage of portfolio

Notional amount of interest rate swaps as a  34%        31%        34%
percentage of portfolio

Annualized yield on average interest-earning 4.22%      5.23%      4.84%
assets during the quarter

Annualized cost of funds on average
interest-bearing liabilities during the      2.00%      3.12%      2.05%
quarter

Annualized interest rate spread during the   2.22%      2.11%      2.79%
quarter

Weighted average yield on interest-earning   3.78%      4.86%      4.51%
assets at period-end

Weighted average cost of funds on            2.11%      2.78%      2.11%
interest-bearing liabilities at period-end

Interest rate spread at period-end           1.67%      2.08%      2.40%

Weighted average receive rate on interest    0.24%      0.55%      0.25%
rate swaps at period-end

Weighted average pay rate on interest rate   3.66%      4.55%      3.85%
swaps at period-end



The Constant Prepayment Rate was 34% during the first quarter of 2010, as compared to 16% during the first quarter of 2009, and 19% during the fourth quarter of 2009. The weighted average cost basis of the Company's Investment Securities was 101.9 at March 31, 2010. The net amortization of premiums and accretion of discounts on Investment Securities for the quarters ended March 31, 2010, March 31, 2009, and December 31, 2009, was $164.0 million, $41.0 million, and $79.2 million, respectively. The total net premium remaining unamortized at March 31, 2010, March 31, 2009, and December 31, 2009, was $1.3 billion, $668.3 million, and $1.2 billion, respectively.

General and administrative expenses as a percentage of average assets were 0.23%, 0.20% and 0.21% for the quarters ended March 31, 2010, March 31, 2009, and December 31, 2009, respectively. At March 31, 2010, March 31, 2009, and December 31, 2009, the Company had a common stock book value per share of $16.80, $14.67 and $16.95, respectively.

At March 31, 2010, Annaly's wholly-owned registered investment advisors had under management approximately $11.6 billion in net assets and $20.3 billion in gross assets, as compared to $8.5 billion in net assets and $16.3 billion in gross assets at March 31, 2009 and $11.5 billion in net assets and $19.1 billion in gross assets at December 31, 2009. For the quarter ended March 31, 2010, the investment advisors earned investment advisory and service fees, net of fees paid to distributors, of $12.2 million, as compared to $7.3 million for the quarter ended March 31, 2009 and $14.4 million for the quarter ended December 31, 2009.

Annaly manages assets on behalf of institutional and individual investors worldwide. The Company's principal business objective is to generate net income for distribution to investors from its Investment Securities and from dividends it receives from its subsidiaries. Annaly is a Maryland corporation that has elected to be taxed as a real estate investment trust ("REIT"), and currently has 559,671,124 shares of common stock outstanding.

The Company will hold the first quarter 2010 earnings conference call on Tuesday May 4, 2010 at 10:00 a.m. EST. The number to call is 800-901-5218 for domestic calls and 617-786-4511 for international calls and the pass code is 28427730. The replay number is 888-286-8010 for domestic calls and 617-801-6888 for international calls and the pass code is 46872981. The replay is available for 48 hours after the earnings call. There will be a web cast of the call on www.annaly.com. If you would like to be added to the e-mail distribution list, please visit www.annaly.com, click on Investor Relations, then select Receive E-Mail alerts and complete the E-Mail notification form.

This news release and our public documents to which we refer contain or incorporate by reference certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements which are based on various assumptions (some of which are beyond our control) may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "anticipate," "continue," or similar terms or variations on those terms or the negative of those terms. Actual results could differ materially from those set forth in forward-looking statements due to a variety of factors, including, but not limited to, changes in interest rates, changes in the yield curve, changes in prepayment rates, the availability of mortgage-backed securities for purchase, the availability of financing and, if available, the terms of any financing, changes in the market value of our assets, changes in business conditions and the general economy, changes in government regulations affecting our business, our ability to maintain our qualification as a REIT for federal income tax purposes, risks associated with the broker-dealer business of our subsidiary, and risks associated with the investment advisory business of our subsidiaries, including the removal by clients of assets they manage, their regulatory requirements and competition in the investment advisory business. For a discussion of the risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in our most recent Annual Report on Form 10-K and any subsequent Quarterly Reports on Form 10-Q. We do not undertake, and specifically disclaim any obligation, to publicly release the result of any revisions which may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.


ANNALY CAPITAL MANAGEMENT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

(dollars in thousands)

                March 31,                   September     June 30,      March 31,
                              December 31,  30,
                2010                                      2009          2009
                              2009(1)       2009
                (Unaudited)                               (Unaudited)   (Unaudited)
                                            (Unaudited)

ASSETS

Cash and cash   $ 905,955     $ 1,504,568   $ 1,723,341   $ 1,352,798   $ 1,035,118
equivalents

Reverse
repurchase        255,580       328,757       226,264       170,916       452,480
agreements with
affiliate

Reverse
repurchase        276,586       425,000       100,000       -             -
agreements

Mortgage-Backed
Securities, at    67,239,930    64,805,725    66,837,761    65,165,126    58,785,456
fair value

Agency
debentures, at    2,931,945     915,752       625,615       616,893       -
fair value

Investments       242,788       242,198       239,740       156,990       51,418
with affiliates

Securities        60,132        29,077        -             -             -
borrowed

Receivable for
Mortgage-Backed   359,636       732,134       -             412,214       33,009
Securities sold

Accrued
interest and      327,666       318,919       332,861       313,772       291,347
dividends
receivable

Receivable from   3,272         3,272         16,886        16,886        16,886
Prime Broker

Receivable for
advisory and      11,714        12,566        12,807        10,039        6,507
service fees

Intangible for
customer          10,191        10,491        10,791        11,091        11,399
relationships

Goodwill          27,917        27,917        27,917        27,917        27,917

Interest rate
swaps, at fair    -             5,417         -             7,267         -
value

Other assets      65,850        14,397        8,695         5,346         5,717

Total assets    $ 72,719,162  $ 69,376,190  $ 70,162,678  $ 68,267,255  $ 60,717,254

LIABILITIES AND
STOCKHOLDERS'
EQUITY

Liabilities:

Repurchase      $ 53,784,480  $ 54,598,129  $ 55,842,840  $ 51,326,930  $ 48,951,178
agreements

Payable for
Investment        7,498,712     4,083,786     3,644,420     7,017,444     2,121,670
Securities
purchased

Convertible       600,000       -             -             -             -
Senior Notes

Accrued
interest          88,346        89,460        97,693        102,662       112,457
payable

Dividends         363,785       414,851       381,411       326,612       272,170
payable

Securities        60,377        29,057        -             -             -
loaned

Accounts
payable and       70,290        10,005        37,991        40,115        23,970
other
liabilities

Interest rate
swaps, at fair    608,688       533,362       788,065       722,700       1,012,574
value

Total             63,074,678    59,758,650    60,792,420    59,536,463    52,494,019
liabilities

6.00% Series B
Cumulative
Convertible

Preferred
Stock:
4,600,000
shares

authorized,
2,603,969,
2,604,614,

2,604,814,
2,607,564 and
3,963,525

shares issued
and               63,098        63,114        63,114        63,118        63,185
outstanding,
respectively

Stockholders'
Equity:

7.875% Series A
Cumulative
Redeemable
Preferred

Stock:
7,412,500
authorized,
7,412,500
shares

issued and        177,088       177,088       177,088       177,088       177,088
outstanding

Common stock,
par value $.01
per share,

987,987,500
authorized,
559,668,624,
553,134,877,

552,778,531,
544,353,997,
and 544,339,785
issued

and
outstanding,
respectively

                  5,597         5,531         5,528         5,444         5,443

Additional        7,935,151     7,817,454     7,811,356     7,668,988     7,667,769
paid-in capital

Accumulated
other             1,887,852     1,891,317     1,959,994     1,362,134     1,121,551
comprehensive
income

Accumulated       (424,302)     (336,964)     (646,822)     (545,980)     (811,801)
deficit

Total
stockholders'     9,581,386     9,554,426     9,307,144     8,667,674     8,160,050
equity

Total
liabilities,
Series B
Cumulative
Convertible     $ 72,719,162  $ 69,376,190  $ 70,162,678  $ 68,267,255  $ 60,717,254
Preferred

Stock and
stockholders'
equity

(1) Derived from the audited consolidated financial statements at December 31, 2009.




ANNALY CAPITAL MANAGEMENT, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME

(UNAUDITED)

(dollars in thousands, except per share data)

                   For the quarters ended

                   March 31,      December 31,   September 30,  June 30,       March 31,

                     2010           2009           2009           2009           2009

Interest income:

Investments        $ 653,935      $ 751,560      $ 744,523      $ 710,401      $ 716,015

Securities loaned    454            103            -              -              -

Total interest       654,389        751,663        744,523        710,401        716,015
income

Interest expense:

Repurchase           272,927        286,672        307,777        322,596        378,625
agreements

Securities           387            92             -              -              -
borrowed

Convertible notes    3,195          -              -              -              -

Total interest       276,509        286,764        307,777        322,596        378,625
expense

Net interest         377,880        464,899        436,746        387,805        337,390
income

Other (loss)
income

Investment
advisory and         12,546         14,835         14,620         11,736         7,761
service fees

Gain on sale of
Mortgage-Backed      46,962         91,150         591            2,364          5,023
Securities

Dividend income      7,964          7,647          5,398          3,221          918

Loss on receivable
from Prime Broker    -              (13,613)       -              -              -
(1)

Unrealized (loss)
gain on interest     (116,732)      212,456        (128,687)      230,207        35,545
rate swaps

Total other (loss)   (49,260)       312,475        (108,078)      247,528        49,247
income

Expenses

Distribution fees    360            418            478            432            428

General and
administrative       40,021         36,880         33,344         30,046         29,882
expenses

Total expenses       40,381         37,298         33,822         30,478         30,310

Income before
income from equity   288,239        740,076        294,846        604,855        356,327
method investment
and income taxes

Income (loss) from
equity method        140            (252)          -              -              -
investment

Income taxes         7,314          10,489         9,657          7,801          6,434

Net income           281,065        729,335        285,189        597,054        349,893

Dividends on         4,625          4,625          4,625          4,625          4,626
preferred stock

Net income
available to       $ 276,440      $ 724,710      $ 280,564      $ 592,429      $ 345,267
common
shareholders

Net income
available per
share to common
shareholders:

Basic              $ 0.50         $ 1.31         $ 0.51         $ 1.09         $ 0.64

Diluted            $ 0.49         $ 1.30         $ 0.51         $ 1.08         $ 0.63

Weighted average
number of common
shares
outstanding:

Basic                554,995,092    552,917,499    547,611,480    544,344,844    542,903,110

Diluted              575,859,564    559,336,066    553,376,285    550,099,709    548,551,328

Net income         $ 281,065      $ 729,335      $ 285,189      $ 597,054      $ 349,893

Other
comprehensive
(loss) income:

Unrealized gain
(loss) on            7,416          (25,190)       542,396        176,013        820,178
available-for-sale
securities

Unrealized gain on
interest rate        36,081         47,663         56,055         66,934         54,166
swaps

Reclassification
adjustment for
gains included in    (46,962)       (91,150)       (591)          (2,364)        (5,023)
net

income

Other
comprehensive        (3,465)        (68,677)       597,860        240,583        869,321
(loss) income

Comprehensive      $ 277,600      $ 660,658      $ 883,049      $ 837,637      $ 1,219,214
income

(1) The Company invested $45,000,000 in an equity fund and has redeemed $56,000,000. Assets
of the fund still remain at the prime broker, Lehman Brothers International (Europe) (in
administration) ("LBIE"), which is in bankruptcy and the ultimate recovery of such amount
remains uncertain. The Company has entered into the Claims Resolution Agreement between
Lehman Brothers International (Europe) (in administration) and certain eligible offerees
effective December 29, 2009 with respect to these assets (the "CRA"). Given the great degree
of uncertainty as to the status of the Company's assets, other than specific assets that
remain directly in the control of LBIE that the Company has valued in accordance with the
CRA, the Company has valued the assets at an 80% discount.




    Source: Annaly Capital Management, Inc.
Contact: Annaly Capital Management, Inc. Investor Relations 1- (888) 8Annaly www.annaly.com

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